SB330 Alabama 2013 Session

Summary

Primary Sponsor

Mark Slade Blackwell

Republican

Session

Regular Session 2013

Title

Insurance policies, posting of on website of insurer without personal information, paper copy available without charge to policyholder

Summary

SB330 would let insurers post property and casualty policies that don’t contain personal information on their websites and require free paper copies on request, with specific access, archival, and disclosure requirements.

What This Bill Does

If a policy or endorsement has no personally identifiable information, the insurer may mail, deliver, or post it online. When posted, the policy must be easily accessible, stay online for as long as the policy is in force, and expire policies must be archived for five years and available on request. The insurer must ensure policies can be printed or saved with common internet tools, and the declarations page must describe the policy forms, explain how to obtain a free paper copy within 30 days, and provide the website address where the policy is posted.

Who It Affects

• Policyholders of standard property and casualty insurance policies or endorsements that do not contain personally identifiable information; they would be able to access online policy documents and request free paper copies.
• Insurance companies offering these policies; they must implement online posting with specific accessibility, archival, and disclosure requirements and provide free paper copies on request.

Key Provisions

• Policies and endorsements without personally identifiable information may be mailed, delivered, or posted on the insurer's website.
• If posted online, the documents must be easily accessible, remain available for the life of the policy, and expired policies must be archived for five years and available on request.
• Posted policies must be printable and savable using commonly available internet tools.
• The declarations page must include: a description of the exact policy and endorsement forms purchased, the method to obtain a free paper copy within 30 days, and the website address where the policy is posted.
• The act applies to policies issued or renewed after the act’s effective date.
• The act becomes effective immediately after governor approval or otherwise when it becomes law.

AI-generated summary using openai/gpt-5-nano on Feb 25, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Insurance