HB369 Alabama 2015 Session

Updated Feb 24, 2026

Summary

Primary Sponsor: Corey Harbison
Republican
Session: Regular Session 2015
Title: Motor vehicle insurance, proof of by cellular phone or electronic device allowed, Sec. 32-7A-26 added; Sec. 32-7A-6 am'd.
Summary: HB369 allows proof of motor vehicle liability insurance to be shown electronically and adds electronic verification notices, while protecting privacy when displaying evidence on devices.
What This Bill Does
It lets drivers carry and display proof of insurance in electronic form (such as on a cellphone). It authorizes electronic notices from the Department of Revenue to verify that a policy exists and sets the required information formats for evidence. It also clarifies that displaying insurance on a device does not give officers access to other data on the device, and that privacy rules and device-damage provisions apply when viewing the device.

Who It Affects
Motor vehicle operators and insured individuals who may use electronic proof of insurance
Insurance companies and insurers that issue coverage and required insurance cards and documents
Law enforcement officers who verify proof of insurance
The Department of Revenue, which may send electronic notices to verify insurance existence

Key Provisions
Electronic proof of insurance is allowed: evidence may be presented in electronic format (including electronic images on a cellular phone) and can include forms such as an insurance card, declarations page, binder, certificate of liability insurance, or other acceptable documents; temporary cards may be issued but must include all required information except as specified.
The Department of Revenue may establish rules to send notices electronically to verify that a motor vehicle liability policy exists, provided those notices meet all requirements of the chapter.
Displaying proof of insurance on a cellular phone or other electronic device does not grant access to other content on the device; law enforcement must follow applicable privacy and damages provisions when viewing the device (Section 36-1-12 applies to damages).
Insurance cards and evidence of coverage must include specific information (vehicle year, make, VIN, names of insured, insurer, policy number, effective and expiration dates, NAIC number); commercial and nonowner policies have labeling provisions (e.g., Fleet/Commercial/Nonowner) and temporary cards may omit the policy number but must include other required details.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.
Subjects: Liability Insurance