HB37 Alabama 2015 Session

Updated Feb 26, 2026

Notable

Summary

Primary Sponsor: Mike Hill
Republican
Session: Regular Session 2015
Title: Insurance Department, insurance companies, examinations, filing with Commissioner of Insurance, rebuttals, hearings, confidentiality provisions, Sec. 27-2-24 am'd.
Summary: HB37 would change how insurance examination reports are prepared, kept confidential, and shared, with new timing for reports and a formal rebuttal window for insurers.
What This Bill Does
Examiner must file a verified report within 60 days after completing an examination, and the insurer has 30 days to submit a rebuttal. After considering submissions, the commissioner may adopt the report (with or without changes), order the examiners to reopen the examination, or call for a hearing. The content of the examination is private for 20 days and then becomes open for public inspection with certain exceptions; all related documents and information are confidential and privileged and not subject to open-records laws or subpoenas, but may be shared with other regulators, the NAIC, and law enforcement.

Who It Affects
Insurers that are examined, who must receive the proposed report at least 20 days before filing and may rebut within 30 days, with potential outcomes including adoption, reopening, or a hearing.
Regulators and the public, including state, federal, and international agencies, NAIC, law enforcement, and the general public, who may access or share confidential materials under specified conditions and after the confidentiality period.

Key Provisions
Amends Section 27-2-24 to set a 60-day deadline for filing a verified report of examination after completion and a 30-day period for the insurer to submit a rebuttal.
Authorizes the Commissioner to adopt the report with modifications, reject the report with directions to reopen the examination, or call for an investigatory hearing.
Keeps the examination content private and confidential for 20 days, then allows public inspection with certain exceptions.
Keeps all examination-related documents and information confidential and privileged, not subject to open records or subpoenas, but permits sharing with other regulatory bodies, the NAIC, and law enforcement under defined conditions.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.
Subjects: Insurance