HB194 Alabama 2011 Session

Summary

Primary Sponsor

Jay Love

Republican

Session

Regular Session 2011

Title

Public Education Employees' Health Insurance Plan, not subject to Alabama Insurance Code, Sec. 16-25A-5 am'd.

Summary

HB194 would exempt the Public Education Employees' Health Insurance Plan from the Alabama Insurance Code and authorize the board to offer a fully insured or self-insured plan with optional coverages and a default basic plan.

What This Bill Does

It amends Section 16-25A-5 to state that the Public Education Employees' Health Insurance Plan is not subject to the Alabama Insurance Code. It gives the PEHP board authority to establish and administer a fully insured or self-insured health plan for current public education employees and, under certain conditions, retired employees, with a broad range of benefits. It allows members to elect optional or supplemental coverages (such as dental or cancer benefits) that replace the basic coverage; if a member does not elect an optional coverage, they are deemed to have basic medical primary coverage, and the plan is funded within available funds.

Who It Affects

• Active public education employees who participate in the Public Education Employees' Health Insurance Plan would be covered by a plan exempt from the Alabama Insurance Code and could choose optional/supplemental coverage or default to basic coverage.
• Retired public education employees who participate under the plan would have the same exemption and coverage options as active employees.

Key Provisions

• The Public Education Employees' Health Insurance Plan is not subject to the Alabama Insurance Code; the board may establish a fully insured or self-insured plan and offer a range of benefits funded by available funds.
• Members may elect optional or supplemental coverage (e.g., dental or cancer benefits) that replaces primary coverage; those who do not elect optional coverage are deemed to have basic medical primary coverage.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Public Education Employees' Health Insurance Program