SB404 Alabama 2011 Session

Updated Feb 27, 2026

Notable

Summary

Primary Sponsor: Tom Whatley
Republican
Session: Regular Session 2011
Title: Motor vehicles, stolen vehicles, issuance of certificate of title to insurance company where settlement has occurred, Sec. 32-8-84 am'd.
Summary: SB404 allows the department to issue a stolen vehicle title to the insurance company after a settlement between the insured and the insurer.
What This Bill Does
If a stolen vehicle is reported and the insured and their insurer have settled, the department must issue the vehicle's title in the insurer's name. The title is issued electronically in the insurer’s name and remains so until the vehicle is recovered, at which point a paper title may be issued. This change affects who holds the title after a theft settlement.

Who It Affects
Insurance companies receive the title to stolen vehicles after a settlement, with the title issued electronically in the insurer's name until recovery.
Vehicle owners who insured the stolen vehicle have their ownership documentation affected because the title is issued to the insurer after settlement.

Key Provisions
Amends Section 32-8-84 to allow issuance of a title for a stolen vehicle to an insurance company once a settlement between the insured and the insurer has occurred.
The department must issue the title electronically in the insurer's name until the vehicle is recovered; if recovered, a paper title may be issued.
Effective date: January 1, 2012.

AI-generated summary using openai/gpt-5-nano on Feb 25, 2026. May contain errors — refer to the official bill text for accuracy.
Subjects: Motor Vehicles