SB160 Alabama 2013 Session

Summary

Primary Sponsor

Bryan Taylor

Republican

Co-Sponsors

Tom WhatleyBill Holtzclaw

Session

Regular Session 2013

Title

Deferred presentment services, military, protect from abusive lending practices, Sec. 5-18A-15 am'd.

Summary

The bill would add military-related federal-law violations as a reason to suspend or revoke licenses for deferred presentment services, strengthening protections for service members against abusive lending.

What This Bill Does

Adds a new ground for license suspension or revocation: violation of federal law concerning members of the United States Military (including the Military Lending Act). Keeps existing license actions in place, such as fraud, misrepresentation, unpaid fees, false statements, incompetence, and false business records. If a violation at one location applies to all locations, the regulator can suspend or revoke all licenses of that licensee. Requires a hearing at least 20 days before any suspension or revocation, and the act becomes law immediately after the Governor signs it.

Who It Affects

• Licensed deferred presentment services entities: could face suspension or revocation for federal-military-law violations, in addition to existing grounds.
• Active duty service members and veterans: better protection from abusive lending practices by licensed providers.

Key Provisions

• Amends Section 5-18A-15 to authorize suspension or revocation of a license for violations of federal law related to members of the United States Military (including Title 10 U.S.C. § 987).
• Retains existing grounds for license action (fraud, misrepresentation, violations of the chapter or regulations, false statements, incompetence, false records) and adds federal-military-law violation to those grounds.
• If a ground affects all locations, the supervisor may revoke or suspend all licenses held by the licensee.
• Requires a written notice and a hearing at least 20 days before suspending or revoking a license; act becomes effective immediately after Governor approval.

AI-generated summary using openai/gpt-5-nano on Feb 25, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Military