HB634 Alabama 2015 Session

Summary

Primary Sponsor

Mike Hill

Republican

Session

Regular Session 2015

Title

Debt collection, personal property, wages, etc. not exempt, Sec. 6-10-6.1 added

Summary

HB634 would remove wages and other compensation from being considered personal property exempt from debt collection in Alabama.

What This Bill Does

If enacted, the bill would specify that wages, salaries, or other compensation of a resident are not personal property for the purposes of exemption from garnishment, levy, sale under execution, or other debt collection processes. It clarifies that wages are excluded from the personal property exemption under Section 6-10-6 and Section 204 of the Alabama Constitution. The act would take effect immediately after the governor signs it into law.

Who It Affects

• Residents who earn wages or salaries: their wages would no longer be treated as exempt personal property, making wage garnishment more possible.
• Creditors and debt collectors: may have fewer protections against garnishing wages since wages would not be exempt as personal property.
• Employers and payroll processes: would need to apply wage garnishment without relying on a wage-based personal property exemption.

Key Provisions

• Adds Section 6-10-6.1 stating that wages, salaries, or other compensation of a resident are not personal property for exemption from garnishment, levy, sale under execution, or other debt-collection processes.
• Expresses the intent to exclude wages from the meaning of personal property for the purposes of the personal property exemption under Section 6-10-6 and Article IV, Section 204 of the Alabama Constitution, and provides that the act becomes effective immediately after governor's approval.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Property, Real and Personal