SB275 Alabama 2016 Session

Summary

Primary Sponsor

Greg AlbrittonSenator

Republican

Session

Regular Session 2016

Title

Insurance adjusters, licensing by Insurance Dept., applicant employed by state insurance company exempt from examination under certain conditions, Sec. 27-9A-9 am'd.

Summary

SB275 would allow Alabama-based independent adjusters with 20+ years of service to be licensed without a prelicensing course or exam if they apply within 12 months of leaving their insurer.

What This Bill Does

The bill amends the licensing rules for independent adjusters to create a new exemption for those who have worked 20 years or more for an Alabama-licensed insurance company and apply within 12 months of leaving. The employer must certify the length of employment to the Department of Insurance. It also preserves existing exemptions for applicants who hold licenses in other states, for new residents transferring licenses, and for those previously licensed in Alabama who reapply within 12 months of cancellation. The change takes effect immediately after the governor signs the bill into law.

Who It Affects

• Long-time Alabama-based independent adjusters (20+ years) who recently left an insurer and plan to apply for an Alabama independent adjuster license; they could skip the prelicensing course or exam if they apply within 12 months and have employer certification.
• Alabama-licensed insurers and their human resources or compliance staff, who would need to certify employees' employment periods to the Department of Insurance as part of processing these exemptions.

Key Provisions

• Adds new exemption (d): an individual who was employed for at least 20 years as an adjuster in Alabama by a state-licensed insurance company may apply for an independent adjuster license without completing a prelicensing course or examination if the application is submitted within 12 months of leaving that employment; the insurer must certify the employment duration to the Department.
• Retains existing exemptions: (a) license in another state for the same line of authority or license recently expired; (b) non-resident to resident transfer within 90 days of establishing residency; (c) previously licensed in Alabama and applying within 12 months of cancelation, with conditions on good standing at cancellation.
• The act becomes effective immediately upon passage and approval by the Governor.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Insurance Department