HB125 Alabama 2018 Session

Summary

Primary Sponsor

Kerry Rich

Republican

Session

Regular Session 2018

Title

Insurance Dept, licensure of producers and service representatives, continuing education for renewals, civil penalties, provisions for extension deleted, Secs. 27-8A-1, 27-8A-2 am'd.

Summary

HB125 would require continuing education to be completed before license renewal, remove renewal extensions, and allow fines instead of suspensions for CE violations.

What This Bill Does

If enacted, the renewal of an insurance producer or service representative license would depend on completing all CE requirements beforehand, with extensions no longer allowed. It would keep the overall CE requirement of 24 classroom hours every two years (including 3 hours on ethics), and it may still apply a reduced 12-hour in-office requirement for certain employees. It would give the Insurance Commissioner the option to issue civil fines up to $10,000 instead of suspending a license for CE violations. The act would take effect on January 1, 2019.

Who It Affects

• Licensed insurance producers and service representatives: must complete CE before renewing their license, with extensions removed and potential fines for noncompliance.
• Alabama Department of Insurance / Insurance Commissioner: responsible for enforcing the new rules, including renewal determinations and imposing fines in lieu of suspension for CE violations.

Key Provisions

• CE must be completed before renewing an insurance license; no extensions are permitted.
• Maintains the biennial CE requirement of 24 classroom hours, including 3 hours on ethics; a narrow in-office exception (12 hours, 2 ethics) remains for certain employees.
• The Insurance Commissioner may impose a civil fine up to $10,000 instead of suspending a license for CE violations.
• Effective date: January 1, 2019.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Insurance Department