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HB55 Alabama 2026 Session

Updated Apr 16, 2026
Notable

Summary

Session
2026 Regular Session
Title
Mortgages; authorize lenders to mortgagors to make additional mortgage payments
Description

This bill would require financial institutions to allow mortgagors to make mortgage payments biweekly or semi-monthly and allow mortgagors to make additional payments to the mortgage principal.

Subjects
Businesses & Financial Institutions

Bill Actions

H

Enacted

H

Enacted

H

Delivered to Governor

S

Signature Requested

H

Enrolled

H

Ready to Enroll

S

Motion to Read a Third Time and Pass - Adopted Roll Call 1287

S

Read for the Second Time and placed on the Calendar

S

Reported Out of Committee Second House

S

Pending Senate Banking and Insurance

S

Read for the first time and referred to the Senate Committee on Banking and Insurance

H

Engrossed

H

Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 706

H

Motion to Adopt - Adopted Roll Call 705 ZQTTVRK-1

H

Bolton 1st Amendment Offered ZQTTVRK-1

H

Motion to Adopt - Adopted Roll Call 704 EJWTT2C-1

H

Financial Services 1st Substitute Offered EJWTT2C-1

H

Third Reading in House of Origin

H

Read for the Second Time and placed on the Calendar

H

Reported Out of Committee House of Origin

H

Financial Services 1st Substitute EJWTT2C-1

H

Pending House Financial Services

H

Read for the first time and referred to the House Committee on Financial Services

H

Prefiled

Calendar

Hearing

Senate Banking and Insurance Hearing

Committee Room 320 at 09:30:00

Hearing

House Financial Services Hearing

Room 617 at 09:00:00

Hearing

House Financial Services Hearing

Room 617 at 09:00:00

Bill Text

Votes

Motion to Read a Third Time and Pass as Amended - Roll Call 706

March 3, 2026 House Passed
Yes 104
Absent 1

Motion to Read a Third Time and Pass - Roll Call 1287

April 8, 2026 Senate Passed
Yes 30
Absent 5

Documents

Source: Alabama Legislature