Senate Bill 215 Alabama 2026 Session

Updated Mar 19, 2026

Notable

Summary

Primary Sponsor: Tim MelsonSenator
Republican
Session: 2026 Regular Session
Title: Home Builders Licensure Board; proof of liability insurance, signature and attestation requirements of required disclosures, further provided
Summary: Requires residential home builders to disclose liability insurance status to homeowners before construction, with signing and witness rules based on whether insurance is maintained.
What This Bill Does
Before starting a residential build, builders must tell homeowners in writing whether they have liability insurance and are currently maintaining it. The disclosure can be part of the original contract or a separate addendum. If insured, the disclosure may be signed or initialed by builder and homeowner without a witness; if uninsured, it must be signed by both parties and attested by a witness chosen by the homeowner. Noncompliance is a violation enforceable by the Home Builders Licensure Board, with an effective date of October 1, 2026.

Who It Affects
Residential home builders must disclose insurance status before starting work and follow signing/attestation rules based on insurance status
Homeowners must review and sign the disclosure and, if the builder is uninsured, have it attested by a homeowner-selected witness

Key Provisions
Amends Section 34-14A-19 to require written disclosure of liability insurance before residential building begins
Disclosure may be included in the original contract or added as a separate addendum
If insured, the disclosure may be signed or initialed by builder and homeowner without a witness
If uninsured, the disclosure must be signed by builder and homeowner and attested by one witness selected by the homeowner
Failure to comply is a violation punishable by the Home Builders Licensure Board under Section 34-14A-8
Effective October 1, 2026

AI-generated summary using openai/gpt-5-nano-2025-08-07 on Mar 18, 2026. May contain errors — refer to the official bill text for accuracy.
Subjects: Authorities, Boards, & Commissions