HB292 Alabama 2011 Session

Summary

Primary Sponsor

Randy Davis

Republican

Co-Sponsors

Harry ShiverJoe FaustAlan BakerSteve McMillan

Session

Regular Session 2011

Title

Homeowners insurance, rate filings and related actuarial information for homeowners property insurance coverage in Alabama are public record, review available in office of Insurance Commissioner and via Insurance Department Internet website

Summary

HB292 would make all homeowners insurance rate filings and related actuarial information public and accessible online and at state offices.

What This Bill Does

It requires that rate filings and related actuarial information for Alabama homeowners insurance be treated as public information. The information must be available for public review at the Office of the Insurance Commissioner in Montgomery and on the Alabama Department of Insurance website. The act would take effect on the first day of the third month after it is passed and approved.

Who It Affects

• General public/consumers in Alabama who want to review rate filings and actuarial data for homeowners insurance, at the Commissioner’s office or online
• Homeowners insurers (and the Alabama Department of Insurance) who must make rate filings public and provide access via public offices and the department website

Key Provisions

• Section 1(a): All rate filings and related actuarial information for homeowner's insurance coverage shall be treated as public information.
• Section 1(b): Such information shall be available for public review at the Office of the Commissioner of Insurance in Montgomery and via the Internet on the Department of Insurance website.
• Section 2: Effective date—becomes effective on the first day of the third month following its passage and approval by the Governor, or its becoming law.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Insurance Department