SB269 Alabama 2011 Session

Summary

Primary Sponsor

Mark Slade Blackwell

Republican

Session

Regular Session 2011

Title

Insurance adjusters, licensing and regulation by Insurance Department, Secs. 27-9A-1 to 27-9A-18, inclusive, added; Sec. 27-4-2 am'd.; Secs. 27-9-1 to 29-9-8, inclusive, repealed

Summary

SB269 creates a new licensing and regulation framework for Alabama independent adjusters, including apprentices and emergency adjusters, and updates related fees and enforcement.

What This Bill Does

It adds Chapter 9A to Title 27 to govern qualifications and procedures for licensing independent adjusters and apprentice adjusters, plus registration for emergency independent adjusters. It requires licenses with prelicensing courses, a written exam, and biennial continuing education, and addresses nonresident licensing and home-state rules. It authorizes the Commissioner of Insurance to issue regulations, requires background checks and recordkeeping, and sets standards of conduct and reporting obligations. It repeals the previous Chapter 9 and allows delayed enforcement dates for implementing certain provisions.

Who It Affects

• Independent adjusters (both resident and nonresident) who must obtain licenses, pass exams, complete continuing education, renew every two years, and follow home-state rules and exemptions.
• Insurers, employers, and business entities that must register emergency adjusters, supervise apprentices, pay licensing and registration fees, maintain records, and comply with new standards and reporting requirements.

Key Provisions

• Adds Chapter 9A establishing definitions, license requirements, examinations, prelicensing, continuing education, and penalties for independent adjusters, apprentices, and emergency adjusters.
• Creates license types (resident, nonresident) and apprenticeship licenses; outlines supervision limits and duration; sets renewal and recordkeeping requirements; and includes exemptions for certain license transfers or prior licenses.
• Implements a registration process for emergency independent adjusters during states of emergency, with time limits and a $50 per-employee registration fee payable to the Insurance Department Fund.
• Requires fingerprint-based background checks, background monitoring, and rules for compliance; grants the Commissioner authority to adopt implementing regulations and delayed enforcement dates up to 24 months for certain provisions.
• Amends 27-4-2 to update insurer-related fees and charges; repeals Chapter 9 and establishes Chapter 9A; and sets an effective date (January 1 following passage).

AI-generated summary using openai/gpt-5-nano on Feb 25, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Insurance Department