SB341 Alabama 2012 Session

Summary

Primary Sponsor

Rusty Glover

Republican

Session

Regular Session 2012

Title

Consumers and Consumer Protection, debt collection or agencies, verify telephone number with telephone carrier of person owing the uncollected debt before contact, remedies

Summary

SB341 would require debt collectors to verify a debtor's telephone number with the carrier before contacting them and provides remedies for violations.

What This Bill Does

If passed, the bill would force collection agencies or debt collectors to verify the debt holder's phone number with the phone carrier before making contact. Violations would be subject to remedies outlined in Chapter 6 of Title 6 of the Alabama Code. The goal is to protect consumers by ensuring communications go to the correct person, with the new rules taking effect after governor approval and a set time after passage.

Who It Affects

• Debt collectors or collection agencies — must verify the debtor's telephone number with the carrier before contacting the debtor and may face remedies for noncompliance.
• Debtors/consumers — benefit from guaranteed contact only after verification, reducing misdirected or inappropriate contact related to uncollected debts.

Key Provisions

• Debt collectors must verify the telephone number of the person owing the uncollected debt with the telephone carrier before making contact.
• Violations are subject to remedies under Chapter 6 of Title 6 of the Alabama Code.
• The act becomes effective on the first day of the third month following its passage and governor's approval (or when it otherwise becomes law).

AI-generated summary using openai/gpt-5-nano on Feb 25, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Consumers and Consumer Protection