SB27 Alabama 2015 Session

Summary

Primary Sponsor

Greg AlbrittonSenator

Republican

Session

Regular Session 2015

Title

Article X, Homestead exemptions, repealed and readopted as a new Article X to the Constitution of Alabama of 1901, const. amend.

Summary

SB27 would repeal Alabama's current Article X and replace it with a new Article X that creates general-law–based exemptions from forced sale for homesteads, personal property, and other property, with the option to waive exemptions in writing, effective January 1, 2017.

What This Bill Does

The bill repeals the existing Article X and adds a new Article X, Exemptions from Forced Sale. It lets the Legislature set by general law how much and under what conditions property can be exempt from forced sale to pay debts, including homesteads, personal property, and other property. It allows exemptions to be waived by a written instrument; for real property, the waiver must be signed by the grantor and attested by one witness. The amendment would become operative on January 1, 2017.

Who It Affects

• Homeowners and other property owners in Alabama whose property may be exempt from forced sale (such as homesteads and personal property) under general-law rules.
• Creditors and lenders who collect debts, because the rules about exemptions and waivers could affect how debts are collected and what property can be protected.

Key Provisions

• Repeals existing Article X and adds a new Article X to the Constitution titled Exemptions from Forced Sale.
• The Legislature shall provide exemptions from forced sale for homesteads, personal property, and other property, with amounts and conditions set by general law.
• Exemptions may be waived by a written instrument; if the waiver concerns real property, the instrument must be signed by the grantor and attested by one witness.
• Operative date: January 1, 2017.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Constitutional Amendments