SB273 Alabama 2015 Session

Updated Feb 27, 2026

Notable

Summary

Primary Sponsor: Paul Sanford
Republican
Session: Regular Session 2015
Title: Motor vehicle insurance, proof of by cellular phone or electronic device allowed, Sec. 32-7A-26 added; Sec. 32-7A-6 am'd.
Summary: SB273 allows electronic proof of motor vehicle liability insurance, enables electronic verification notices, and clarifies privacy when displaying proof on devices.
What This Bill Does
The bill lets evidence of liability insurance be shown electronically (for example on a cell phone) and authorizes the Department of Revenue to send insurance verification notices electronically. It updates acceptable forms of proof and required information on insurance documents, including card details, and sets minimum card size. It also states that displaying proof on a device does not grant access to other content, and enforcement can require proof or impose penalties if proof is missing or invalid.

Who It Affects
Vehicle operators and owners who must carry and may show electronic proof of liability insurance.
Insurance companies and state authorities (Department of Revenue) that issue, verify, and regulate insurance proofs and notices, including law enforcement who enforce proof of insurance.

Key Provisions
Electronic proof of insurance allowed and electronic notices authorized: evidence may be presented electronically; the Department of Revenue may issue notices electronically and rules may be created for electronic notice procedures.
Detailed proof requirements and privacy protections: establishes allowed forms of proof (insurance cards, declarations pages, binders, rental agreements), required information on cards (vehicle, insured, insurer, policy dates, etc.), minimum card size, special labeling for commercial or nonowner policies, and states that showing proof on a device does not give access to other content and that officers must handle devices under privacy rules.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.
Subjects: Liability Insurance