HB97 Alabama 2016 Session

Summary

Primary Sponsor

Joe Faust

Republican

Session

Regular Session 2016

Title

Insurance adjusters, licensing by Insurance Dept., applicant employed by state insurance company exempt from examination under certain conditions, Sec. 27-9A-9 am'd.

Summary

HB97 allows certain experienced or out-of-state and previously licensed independent adjusters to obtain an Alabama license without a prelicensing course or exam.

What This Bill Does

HB97 adds exemptions to the prelicensing requirement for Alabama independent adjusters. These exemptions cover: (a) applicants currently licensed in another state for the same lines, who may apply without prelicensing if they provide certification of good standing or NAIC records and the license is current or expired within 90 days; (b) applicants licensed in another state based on an independent adjuster exam who establish Alabama residency and apply as a resident licensee; (c) individuals previously licensed in Alabama who apply within 12 months of cancellation and were in good standing at cancellation; (d) individuals with 20+ years of experience as an Alabama-based adjuster employed by an Alabama-licensed insurer who apply within 2 years of leaving, with the insurer certifying employment and good standing. The act becomes effective immediately after governor approval.

Who It Affects

• Independent adjuster applicants who hold or have held licenses in other states and want to work in Alabama without prelicensing, if they meet conditions
• Long-time Alabama-based adjusters or previously Alabama-licensed individuals (20+ years of experience or within 12 months of cancellation) who apply under specific timing and employer-certification conditions

Key Provisions

• Amends Section 27-9A-9 to create exemptions from prelicensing for independent adjuster licenses
• Exemption (a): current out-of-state license for same lines or recently expired license (within 90 days) with certification of good standing or NAIC record, certifying same line of authority
• Exemption (b): out-of-state license via independent adjuster exam, applying to become a resident Alabama licensee within 90 days of establishing residency
• Exemption (c): previously licensed in Alabama as an independent adjuster, if application is within 12 months of cancellation and license was in good standing at cancellation
• Exemption (d): previously employed 20+ years as an Alabama adjuster by an Alabama-licensed insurer, applying within 2 years of leaving, with employer certifying employment term and good standing
• Effective date: act becomes effective immediately upon governor's approval

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Insurance Department