HB41 Alabama 2018 Session

Summary

Primary Sponsor

Tommy Hanes

Republican

Session

Regular Session 2018

Title

Firefighters, retired, occupational disease of cancer, supplemental insurance coverage or reimbursement of actual expenses for medical treatment not covered by health ins. or Medicare, provided for if diagnosed within ten years of retirement, under certain conditions

Summary

The bill would provide retired certified Alabama firefighters with occupational cancer within 10 years of retirement access to supplemental insurance or reimbursement for cancer-related medical expenses not covered by their health insurance or Medicare.

What This Bill Does

If a retired certified firefighter is diagnosed with cancer that is considered an occupational disease within 10 years after retirement, they would receive supplemental insurance coverage or reimbursement for cancer-related medical expenses not covered by their health plan or Medicare. The employer from which the firefighter retired would pay the costs of this benefit. The coverage applies only if the cancer is caused by occupational exposure; if the cancer is caused by non-occupational factors, the employer is not required to provide this coverage.

Who It Affects

• Retired certified firefighters who have at least 3 years of service and who are diagnosed with occupational cancer within 10 years of retirement
• Employers (municipalities, agencies, boards, or districts) that employ paid certified firefighters and would pay for the supplemental coverage or expense reimbursements

Key Provisions

• Defines terms: CANCER (brain, skin, digestive, hematological, or genitourinary cancers); EMPLOYER (municipalities/agencies/boards/districts employing paid certified firefighters in Alabama); OCCUPATIONAL DISEASE (disease arising from employment hazards beyond normal risks and related to the occupation); RETIRED CERTIFIED FIREFIGHTER (firefighter with 3+ years service who left service under applicable rules)
• Allows a retired certified firefighter diagnosed with an occupational cancer within 10 years of retirement to receive supplemental insurance coverage or reimbursement for cancer-related medical expenses not covered by health insurance or Medicare
• Requires the employer to pay all costs associated with the supplemental coverage or reimbursement
• Excludes coverage if the cancer was caused by non-occupational factors
• Effective date: becomes law on the first day of the third month after passage and governor approval

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Firefighters