SB206 Alabama 2018 Session

Summary

Primary Sponsor

Mark Slade Blackwell

Republican

Session

Regular Session 2018

Title

Insurance Dept, licensure of producers and service representatives, continuing education for renewals, civil penalties, provisions for extension deleted, Secs. 27-8A-1, 27-8A-2 am'd.

Summary

SB 206 would require insurance producers and service representatives to complete all continuing education before renewing their license, remove extension options, and allow fines instead of suspensions for CE violations, effective January 1, 2019.

What This Bill Does

It changes the licensure rules so CE must be completed prior to renewal. It eliminates the extension process for completing CE, and adds the option for the Insurance Commissioner to impose a civil fine up to $10,000 instead of suspending a license for CE violations (after a hearing). The bill maintains a 24-hour biennial CE requirement (with 3 hours on ethics) and keeps a 12-hour in-office option for certain employees, but these provisions apply within the new framework. The changes take effect January 1, 2019.

Who It Affects

• Insurance producers and service representatives licensed in Alabama: must complete the full 24 hours of continuing education before renewing; extensions to CE are removed; they could face a suspension or a civil fine up to $10,000 for CE violations; a 12-hour in-office CE option remains for certain employees.
• Alabama Department of Insurance / Insurance Commissioner: gains authority to enforce the new CE requirements, and to impose civil fines in lieu of suspension for CE violations.

Key Provisions

• Requires completion of 24 classroom hours of continuing education biennially for license renewal, including 3 hours on ethics; in-office employees meeting specific conditions may complete 12 hours with 2 ethics hours.
• Deletes the extension provisions that allowed additional time to meet CE requirements.
• Authorizes the Insurance Commissioner to impose a civil fine up to $10,000 in lieu of suspension for CE violations, after a hearing (license suspension remains an alternative in the existing framework).
• Effective date: January 1, 2019.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Insurance Department