SB130 Alabama 2022 Session

Summary

Primary Sponsor

Gerald H. AllenSenator

Republican

Session

Regular Session 2022

Title

Home inspectors, limitations period or liability, provided, Sec. 34-14B-11 added; Sec. 34-14B-3 am'd.

Summary

SB130 would amend Alabama's home inspector licensure rules to require minimum liability and property insurance and to clarify that these requirements do not disfavor liability-limiting contracts.

What This Bill Does

It adds a requirement that applicants for home inspector licensure submit proof of public liability and property damage insurance with minimum limits (property damage $20,000; $50,000 per person; $100,000 per incident; higher limits allowed by the Building Commission) and evidence of errors-and-omissions insurance. It also preserves the existing qualified-education/experience paths for licensure and makes application information public. Importantly, it includes a clear statement that the insurance requirements are not intended to disfavor contracts that limit a inspector's liability with customers.

Who It Affects

• Applicants for home inspector licensure, who must provide the specified insurance coverage and meet the qualification options.
• Home inspection clients and the general public, who are affected by the policy on liability limits in contracts and by the public-record status of licensure applications.

Key Provisions

• Amends Section 34-14B-3 to require proof of public liability and property damage insurance with minimum limits and evidence of errors-and-omissions insurance.
• Imposes explicit minimum insurance amounts: $20,000 property damage; $50,000 per person; $100,000 per incident; and higher limits as prescribed by the Building Commission.
• Sets forth acceptable professional qualifications for licensure (ASHI or equivalent, federal or state approvals, or certain experience/education paths).
• States the Legislature's intent that these insurance requirements do not express public policy disfavoring contractual liability limitations between home inspectors and customers.
• Keeps the application information as a public record.

AI-generated summary using openai/gpt-5-nano on Feb 22, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Professions and Businesses