HB582 Alabama 2026 Session

Summary

Primary Sponsor

Marcus ParamoreRepresentative

Republican

Session

2026 Regular Session

Title

Vehicle Protection Product Act; revised to include component parts of a vehicle

Summary

HB582 expands the Vehicle Protection Product Act to cover component parts of a vehicle, not just whole vehicles.

What This Bill Does

If passed, it would revise the Vehicle Protection Product Act to include component parts within its scope. It broadens the definition of a vehicle protection product to cover components such as engines, transmissions, body panels, and various security and tracking devices, all with a written warranty. It adds key terms (administrator, warrantor, warranty holder, incidental costs, and warranty reimbursement policy) and clarifies how warranties may reimburse incidental costs when a component part fails. The act would take effect on October 1, 2026.

Who It Affects

• Vehicle protection product warrantors and administrators who must apply the act to component parts of vehicles
• Vehicle owners/warranty holders who purchase vehicle protection products for component parts and may receive reimbursements for incidental costs
• Authorized insurers providing warranty reimbursement policies, which are not considered warrantors under the act

Key Provisions

• Expands the act to apply to component parts of a vehicle as part of vehicle protection products.
• Adds definitions for component part, administrator, warrantor, and incidental costs, and expands the list of covered devices and parts (e.g., engine, transmission, body panels, alarms, locks, tracking devices).
• Allows incidental costs to be reimbursed under warranties, using fixed amounts or cost formulas and listing examples such as deductibles, rental cars, replacement cost differences, taxes, and fees.
• Sets an effective date of October 1, 2026.

AI-generated summary using openai/gpt-5-nano-2025-08-07 on Mar 5, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Consumer Protection