House Bill 300 Alabama 2026 Session

Updated Feb 18, 2026

Summary

Primary Sponsor: Frances Holk-JonesRepresentative
Republican
Session: 2026 Regular Session
Title: Health; to require that coverage for breast cancer screening be provided without charging an insured a deductible or copayment
Summary: HB300 would require Alabama health plans that cover breast cancer screening to provide it without deductibles, copayments, or coinsurance, including diagnostic and supplemental breast examinations, with an effective date of January 1, 2027.
What This Bill Does
The bill requires health benefit plans offered in Alabama that pay for or reimburse breast examinations to cover those services without any cost-sharing. It defines key terms like cost-sharing, diagnostic breast examination, supplemental breast examination, and health benefit plan to clarify what is covered. It prohibits any cost-sharing for supplemental or diagnostic breast examinations when the plan provides coverage for them. The act becomes effective on January 1, 2027.

Who It Affects
Insured individuals in Alabama who receive breast cancer screening that is covered by their health plan, who would no longer owe out-of-pocket costs such as deductibles, copayments, or coinsurance for those screenings.
Health benefit plans, insurers, and other entities issuing plans in Alabama that cover breast examinations, which would need to remove cost-sharing for supplemental and diagnostic breast examinations.

Key Provisions
Prohibits deductibles, copayments, coinsurance, or other cost-sharing for coverage of breast examinations (including diagnostic and supplemental examinations) under health benefit plans.
Provides definitions for cost-sharing, diagnostic breast examination, supplemental breast examination, and health benefit plan to determine what is subject to the rule.
Applies to plans issued, delivered, or renewed in Alabama and to both group and individual plans; excludes certain limited-benefit or specific exception policies as defined in the bill.
Effective date: January 1, 2027.

AI-generated summary using openai/gpt-5-nano on Feb 17, 2026. May contain errors — refer to the official bill text for accuracy.
Subjects: Insurance