SB235 Alabama 2018 Session

Summary

Primary Sponsor

Rusty Glover

Republican

Session

Regular Session 2018

Title

Insurance contracts, homeowners, discounts for wind mitigation, evidence of certification in lieu of construction records, Secs. 27-31D-1, 27-31D-2 am'd.

Description

Under existing law, an insurance customer may receive a premium discount for meeting certain construction standards designed to make a home resistant to strong winds if the home is certified as meeting the standards adopted by the Institute for Business and Home Safety (IBHS) or other building code requirements. Existing law also requires the insurance customer to submit copies of construction records to insurers to qualify for the premium discount.

This bill would, for those properties certified as meeting the IBHS standards, remove the requirement for customers to submit copies of construction records to insurers to qualify for premium discounts and, for those IBHS certified properties, require instead submission of evidence of certification.

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Subjects

Insurance