HB141 Alabama 2023 Session

Summary

Primary Sponsor

Corley EllisRepresentative

Republican

Session

Regular Session 2023

Title

Relating to disability insurance policies; to authorize disability insurers to offer paid family leave benefit policies.

Summary

HB141 would allow Alabama disability insurers to offer paid family leave benefits as part of disability policies, expanding coverage for certain family-related leaves.

What This Bill Does

It authorizes disability insurers to expand fully insured benefits to include paid family leave benefits through employer-sponsored group policies or as riders. Paid family leave would cover specific situations such as caring for a family member with a serious health condition, bonding with a newborn or newly placed child, and certain military-related circumstances. Each policy would set minimum leave length (at least two weeks in a 52-week period) and how leave time is measured, and could include a waiting period and offsets. Premiums and coverage would follow state insurance rules, and the act becomes law a few months after passage.

Who It Affects

• Employees with disability insurance or employer-sponsored group policies who may receive paid family leave income replacements.
• Disability insurers and employers who would offer, administer, and set terms for the paid family leave benefits.

Key Provisions

• Authorizes expansion of disability insurance benefits to include paid family leave through policies or riders, named as the Paid Family Leave Income Replacement Benefits Act.
• Defines key terms: child, family leave, family member, parent, and serious health condition.
• Lists covered family leave reasons, including care for a family member with a serious health condition; bonding with a new child within specified time; military-related leave; care for a family service member; and other leave as specified by the policy.
• Requires policies to specify details, duration (minimum two weeks in 52 consecutive weeks), and how the 52-week period is measured.
• Allows an unpaid waiting period with terms to be set by the policy, including how it interacts with the annual allotment and other rules.
• Specifies how benefits are calculated, including definitions of wages or income and any offsets for other income or benefits.
• Allows limitations, exclusions, or reductions to be stated in the policy.
• Premiums for policies or riders providing paid family leave must follow state disability insurance law; coverage can be offered as a full policy or as a rider.
• Effective date: becomes law on the first day of the third month after passage.

AI-generated summary using openai/gpt-5-nano on Feb 22, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Disability insurance, authorizing paid family leave benefit policies.