HB210 Alabama 2023 Session

Summary

Primary Sponsor

Rhett MarquesRepresentative

Republican

Session

Regular Session 2023

Title

Relating to mandatory motor vehicle liability insurance; to amend Section 32-7A-5, Code of Alabama 1975, to provide an exception to allow an individual on active military duty, whose motor vehicle is registered in Alabama but who, as a result of his or her military assignment, is required to reside in another state, to satisfy the requirement for mandatory motor vehicle liability insurance by purchasing liability coverage in the state where residing on active military duty or assignment in an amount equal to or greater than the minimum amount required in Alabama.

Summary

Allows active-duty military members with Alabama-registered vehicles who must live out of state to meet Alabama's mandatory auto liability insurance requirement by buying coverage in their state of residence that meets or exceeds Alabama's minimum.

What This Bill Does

The bill adds an exception to allow service members stationed out-of-state to satisfy the Alabama insurance requirement by purchasing liability coverage in their state of residence, with a minimum amount equal to Alabama's. They must provide proof of that coverage. The purchase does not invalidate the service member's Alabama license or vehicle registration.

Who It Affects

• Active-duty military members whose Alabama-registered vehicle requires them to reside in another state due to military assignment, allowing them to use out-of-state coverage to meet Alabama's requirement.
• Alabama licensing/registration processes and out-of-state insurers, which must recognize out-of-state coverage as meeting Alabama's minimum when proof is provided.

Key Provisions

• Adds new subsection (b) to Section 32-7A-5 allowing an active-duty military member with an Alabama-registered vehicle to satisfy Alabama's liability insurance requirement by purchasing coverage in the state of residence equal to or greater than the Alabama minimum and providing proof of coverage.
• States that such out-of-state coverage shall not invalidate the service member's Alabama license or registration (Chapter 6 of Title 32).
• Effective date: January 1, 2024.

AI-generated summary using openai/gpt-5-nano on Feb 22, 2026. May contain errors — refer to the official bill text for accuracy.