HB696 Alabama 2010 Session

Summary

Primary Sponsor

Barbara Bigsby BoydRepresentative

Democrat

Co-Sponsors

Locy BakerJames O. GordonRalph HowardYvonne KennedyThomas JacksonJack WilliamsGeorge “Tootie” Bandy

Session

Regular Session 2010

Title

Homestead exemption, increased for protection against confiscation of a homestead for debts, Sec. 6-10-2 am'd.

Summary

HB696 would raise the homestead protection from debt collection to $150,000 for a married couple and $75,000 for an individual, while keeping the 160-acre limit and including mobile homes as eligible homesteads.

What This Bill Does

It increases the value cap of the homestead exemption from the current levels to $150,000 for a married couple and $75,000 for an individual, with the 160-acre area limit staying in place. If a married couple owns a home jointly, each spouse can claim the exemption separately, to the same extent as an unmarried person. Mobile homes used as the principal residence are treated as homesteads for the exemption. The change would take effect on the first day of the third month after passage and governor approval.

Who It Affects

• Married couples who own a homestead: the protection increases to $150,000 (and up to 160 acres).
• Individuals who own a homestead: the protection increases to $75,000 (and up to 160 acres).

Key Provisions

• Amends Section 6-10-2 to raise the homestead exemption to $150,000 for married couples and $75,000 for individuals, while maintaining a 160-acre maximum.
• When a husband and wife jointly own a homestead, each may separately claim the exemption to the same extent as an unmarried individual.
• A mobile home or similar dwelling used as the principal residence qualifies as a homestead for the exemption.
• The exemption applies for the owner's life and occupancy, and may continue to protect a surviving spouse and minor child during their lifetimes.
• Effective date: the act becomes effective on the first day of the third month following passage and governor approval.

AI-generated summary using openai/gpt-5-nano on Feb 25, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Homestead Exemption