HB393 Alabama 2023 Session

Updated Feb 22, 2026

Summary

Primary Sponsor: Brock ColvinRepresentative
Republican
Session: Regular Session 2023
Title: Relating to health insurance; to allow health insurers to communicate with enrollees regarding their health insurance plan or policy by electronic means.
Summary: The bill would allow health insurers to send all plan-related communications to enrollees electronically, with prior notice and an option to opt out.
What This Bill Does
It authorizes electronic communications for health benefit plans. It requires plan sponsors to obtain consent to send all communications by electronic means, verify that enrollees regularly use electronic communications (verification can be done by the enrollee's employer if applicable), and notify enrollees with an opportunity to opt out of electronic delivery. The changes apply to health benefit plans like health insurance policies and similar arrangements, and the law would take effect on the first day of the third month after final passage and Governor approval.

Who It Affects
Enrollees/covered individuals: may receive all health plan communications electronically, but only after consent is given, and they must be notified and have the option to opt out.
Plan sponsors (employers or similar entities) and health insurers: must obtain consent, verify regular use of electronic communications, and provide notice and opt-out options to enrollees.

Key Provisions
Health benefit plans may provide all communications to enrollees by electronic means, if conditions are met.
Plan sponsors must obtain consent to electronic mailing on behalf of covered individuals, verify enrollee's regular use of electronic communications, and notify enrollees of the electronic option with an opt-out right.
Definitions for health benefit plan and plan sponsor are established to determine who is covered by these rules.
The act becomes effective on the first day of the third month following passage and Governor approval.

AI-generated summary using openai/gpt-5-nano on Feb 22, 2026. May contain errors — refer to the official bill text for accuracy.
Subjects: Health benefit plans, electronic communications with insured, authorized