SB167 Alabama 2023 Session

Updated Feb 22, 2026

Summary

Primary Sponsor: Josh CarnleySenator
Republican
Session: Regular Session 2023
Title: Relating to health insurance; to allow health insurers to communicate with enrollees regarding their health insurance plan or policy by electronic means.
Summary: This law lets health insurers send plan information to enrollees electronically, with notice and opt-out rights.
What This Bill Does
It authorizes electronic delivery of all health benefit plan communications to enrolled individuals, including ID cards, if certain safeguards are met. Plan sponsors must obtain consent, verify that enrollees routinely use electronic communications, and inform enrollees of the electronic option and their ability to opt out. The notice to opt out can be provided by the health benefit plan, and the measure becomes effective on the first day of the third month after passage, pending gubernatorial approval.

Who It Affects
Enrollees/covered individuals who may receive plan communications electronically if they have consent and are given an opt-out option.
Plan sponsors (such as employers or insurers) who must obtain consent, confirm regular electronic use, and provide opt-out notices before delivering communications electronically.

Key Provisions
Health benefit plans may deliver all communications related to the plan, including health insurance ID cards, electronically to covered individuals.
Plan sponsors must obtain consent from enrollees to receive electronic communications on their behalf.
Plan sponsors must confirm that enrollees regularly use electronic communications, which may be done by the enrollee's employer if the employer is the sponsor.
Enrollees must be notified about the electronic option and given the opportunity to opt out of electronic delivery.
The act becomes effective on the first day of the third month after passage and governor approval (or becomes law otherwise).

AI-generated summary using openai/gpt-5-nano on Feb 22, 2026. May contain errors — refer to the official bill text for accuracy.
Subjects: Health benefit plans, electronic communications with insured, authorized