HB219 Alabama 2010 Session

Summary

Primary Sponsor

Yvonne Kennedy

Democrat

Co-Sponsors

Jamie IsonSteve McMillanAlan BakerChad FincherJoe FaustHarry ShiverGerald H. AllenVictor GastonRandy DavisJames E. BuskeyLesley VanceSpencer Collier

Session

Regular Session 2010

Title

Insurance Department, process for consumer assistance, established, nonbinding alternative dispute resolution procedures for certain insurance claims, established, posting of certain information on Internet, legislative reports, Secs. 27-2-8.1, 27-2-8.2, 27-2-8.3 added; Sec. 27-2-9 am'd.

Summary

The bill would let Alabama's Insurance Commissioner create a nonbinding dispute-resolution process for certain insurance claims and increase consumer information and reporting from the department.

What This Bill Does

It authorizes the Insurance Commissioner to establish nonbinding, nonadversarial dispute resolution procedures for personal and commercial insurance claims. It requires the Commissioner to post information on the department's website and to prepare an annual legislative report. It creates a consumer-assistance process within the department to help residents understand, evaluate, and compare insurance products, including staff training, a policy-comparison computer system, and outreach to attract more insurers. It amends reporting requirements to include detailed annual information about the department and insurers, and to share recommendations on laws and department operations.

Who It Affects

• Alabama consumers and policyholders who file insurance claims or seek to understand and compare insurance products, through the new dispute-resolution option and enhanced consumer assistance.
• Insurance companies authorized to transact business in Alabama, who would be subject to increased reporting, transparency, and outreach efforts, and may be affected by the department's consumer-information programs.

AI-generated summary using openai/gpt-5-nano on Feb 24, 2026. May contain errors — refer to the official bill text for accuracy.

Subjects

Insurance Department